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LNFCU Loan and Dividend Rates:
| Anticipated Dividends: (APY = Annual Percentage Yield) | |
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All rates current as of 4/18/2008 |
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| Shares | Over $5000 - 1.01% APY; $501-$4999 - .50% APY |
| Clubs | 0.75% APY |
| IRA | 1.26% APY |
| Student Saver | 0.75% APY |
| CD's | |
| 3 Months | 2.53% APY |
| 6 Months | 3.05% APY |
| 9 Months | 3.56% APY |
| 1 Year | 4.08% APY |
| 2 Years | 3.05% APY |
| 3 Years | 3.30% APY |
| 5 Years | 3.56% APY |
| Annual Percentage Rates: | |
| Signature | Maximum loan 20% of yearly income or $10,000, which ever is lower. Interest rate as low as 10.00%. Repayment: 36 months. ** |
| New Auto | As low as 5.25% ** |
| Used Auto | As low as 5.25% ** |
| Share Secured | Minimum loan amount: $500 As low as 4.00% ** |
| Share Certificate | Minimum loan amount: $500; interest rate As low as 2.00% over the CERTIFICATE RATE ** |
| Boats & RV's |
Must have dealer write-up: Used: As low as 8.00% Max loan $50,000 84 months. ** |
| Home Equity | Fixed Rate: As low as 5.00% 60 months; 6.00% 84 months. * **
Variable rate @ the New York Prime Rate - 180 months |
| Visa | 9.90% - Max card limit $10,000 |
| First Mortgages | Call for the current rates 1-800-684-7438 |
* NOTE: Home Equity loans for existing LNFCU mortgage customers must be a minimum increase of $5,000.
** Note: Not all LNFCU applicants will quality for the
lowest interest rate listed. Please click HERE for details.
Shares insured up to $100,000
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